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Insurance Consulting
  • HOME
  • ABOUT
    • TESTIMONIALS
    • CONTACT US
  • INSIGHT
  • RESOURCES
    • MEMBER RESOURCES
    • CONSULTING
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Member Q&A: My home has been insured by the same company for years. Why would I need to review my home insurance?

/ Avoiding denied claims, Home Insurance, Minimizing Risk

Perhaps the biggest investment an individual will ever make is their home. It only makes sense to insure what you’ve worked so hard to obtain. Too often in my 20 years of experience I see …

Member Q&A: My home has been insured by the same company for years. Why would I need to review my home insurance? Read More »

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I have a trip coming up, how can I plan ahead to avoid ruining my vacation with a claim situation?

/ Auto Insurance

Nobody wants their vacation interrupted by an accident. Your question makes me think of a client with a crack in her windshield. Although she was advised to repair the windshield she chose to wait as …

I have a trip coming up, how can I plan ahead to avoid ruining my vacation with a claim situation? Read More »

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Is Credit Score That Important?

/ insurance

Now more than ever, your credit score is a key component in determining your auto/home premium, and in some cases, whether you can even get a home policy. If you’re like most, it is hard …

Is Credit Score That Important? Read More »

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What Does Comprehensive Coverage Cover?

/ auto insurance, insurance

In short, comprehensive coverage covers theft, fire, vandalism, glass/windshield damage, hail, weather/acts of nature, accidents with animals. QUICK EXAMPLE Let’s say you have a $1,000 deductible, and a deer runs out in front of your …

What Does Comprehensive Coverage Cover? Read More »

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As a first time home buyer, what do I need to be aware of when it comes to insurance?

/ first time home buyer, Home Insurance, insurance

First of all, let me say “CONGRATULATIONS!” This is a huge milestone and likely the most important financial decision you’ve ever made. Buying a home can be full of highs and lows. For first time …

As a first time home buyer, what do I need to be aware of when it comes to insurance? Read More »

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Accident Forgiveness

/ auto insurance, insurance, insurance points

Accident forgiveness is a feature that some insurance companies offer to prevent your policy from being affected by an at-fault accident.  Keep in mind that not every insurer provides this, and there are various underwriting …

Accident Forgiveness Read More »

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Insurance Points

/ insurance, insurance points

At some point, you’ve had or will have an accident or violation that will cause your insurance company to add points to your policy.  It is vitally important to know how this will affect your …

Insurance Points Read More »

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Reducing My Premium

/ auto insurance, insurance, Uncategorized

Most people that shop for quotes are doing so based on poor service, lack of availability, claim disagreement/communication, or premium increases. Before we discuss options to reduce your premium, it is imperative to know the …

Reducing My Premium Read More »

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Disclaimer: On Point Insurance Consulting, LLC is located in North Carolina and the content and recommendations represent the insurance pertinent to North Carolina. To determine guidelines for your state, contact your specific department of insurance. Upon review, and if any recommendations are suggested by On Point, it is your decision and discretion to facilitate any necessary changes, corrections, amendments, additions, deletions, etc. through your insurance agent and respective insurance company. On Point is not responsible for processing any insurance changes, notifying your insurance company of any action, verifying or enforcing any recommendations take place, as any/all changes that may be recommended are left to the client for appropriate action, and that the final communication of such action(s) be facilitated between the client and his/her agent, or respective insurance company.

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