Inspect What You Expect
Have you ever been denied a claim and been told, “That isn’t covered on your policy.”? If so, the aggravation and out of pocket money to replace what was lost or damaged is both frustrating …
Have you ever been denied a claim and been told, “That isn’t covered on your policy.”? If so, the aggravation and out of pocket money to replace what was lost or damaged is both frustrating …
Before buying any home/property, be sure to get a professional, detailed inspection report. Within this inspection report, any items needing repaired, replaced, or serviced will be noted. This is an ideal and opportune time to …
As a consultant with over 20 years of industry experience, I answer questions regarding the personal auto policy often. Everyday I help people plan for the times when things don’t go as planned. Here are …
Before you decide to shop your current policy or policies online, it is imperative you truly understand your coverages and ramifications of changing companies. Each of these factors below are extremely important to consider when …
Endorsements (aka riders) allow you to customize your policy to meet your specific needs. Being aware of optional endorsements you can potentially add to your policy will save you a lot of headaches, time, and …
Perhaps the biggest investment an individual will ever make is their home. It only makes sense to insure what you’ve worked so hard to obtain. Too often in my 20 years of experience I see …
Now more than ever, your credit score is a key component in determining your auto/home premium, and in some cases, whether you can even get a home policy. If you’re like most, it is hard …
In short, comprehensive coverage covers theft, fire, vandalism, glass/windshield damage, hail, weather/acts of nature, accidents with animals. QUICK EXAMPLE Let’s say you have a $1,000 deductible, and a deer runs out in front of your …
First of all, let me say “CONGRATULATIONS!” This is a huge milestone and likely the most important financial decision you’ve ever made. Buying a home can be full of highs and lows. For first time …
As a first time home buyer, what do I need to be aware of when it comes to insurance? Read More »
Accident forgiveness is a feature that some insurance companies offer to prevent your policy from being affected by an at-fault accident. Keep in mind that not every insurer provides this, and there are various underwriting …